Halaman Data Jurnal
| Judul Jurnal | PERAN FINANCIAL TECHNOLOGY DALAM MENINGKATKAN INKLUSI KEUANGAN DAN LITERASI KEUANGAN (Pada UMKM di Kota Lubuklinggau) |
|---|---|
| Nama Lengkap | Happy Rulyati Saragi |
| Nama Pembimbing 1 | Muhammad Yusuf, SE., M.Si., ph.D |
| Nama Pembimbing 2 | Martini., SE., M.Ak |
| Abstrak Jurnal | The problem in this research is the lack of education and literacy of MSME actors in Lubuklinggau City about financial technology, so the government still has to continue to carry out potential institutional empowerment activities and micro-enterprise development. This research is a quantitative study. The sampling technique used purposive sampling through secondary data obtained from the Lubuklinggau City Cooperatives and SMEs Service, then carried out by distributing online questionnaires to the MSME owners assisted by the Lubuklinggau City Cooperatives and SMEs Office. The results showed that the role of financial technology had an effect on increasing financial inclusion of MSMEs in Lubuklinggau City by 59.8% and also the role of financial technology had an effect on increasing financial inclusion of MSMEs in Lubuklinggau City of financial literacy by 65.7%. It can be concluded that financial technology has a positive effect in increasing financial inclusion and financial literacy |
| Daftar Pustaka | Badan Pusat Statistik Kota Lubuklinggau. (2021). Data Jumlah Usaha Mikro, Kecil, dan Menengah (UMKM) Kota Lubuklinggau. Kurniasari, F., Gunardi, A., Putri, F., & Firmansyah, A. (2021). The role of financial technology to increase financial inclusion in Indonesia (Tanggerang). Universitas Multimedia Nusantara. Marini, Linawati, & Rezi Eka Putra. (2020). Peran Fintech terhadap Inklusi Keuangan pada UMKM Tangerang Selatan. https://doi.org/org/10.32493/keberlanjutan.v5i2.y2020.p91-104 Martini, Sardiyo, Septian, R., Sy, D. A., & Nurdiansyah, D. (2021). Understanding of Financial Literacy as a Moderating Variable on the Effect of Financial Technology on Financial Inclusion in Lubuklinggau City (Lubuklinggau). Universitas Bina Insan. Mulasiwi & Juliaevi. (2020). Optimalisasi Financial Technology (Fintech) terhadap Peningkatan Literasi dan Inklusi Keuangan Usaha Menengah Purwokerto. 12. https://doi.org/10.20884/1.jp.2020.27.1.2284 Muzdalifa, I., Inayah, R., & Novalia, B. (2018). Peran Fin |